Remittance Services
Receive money from loved ones abroad using any of our International Money Transfer Services.
Celebrate Easter with Exciting Rewards
This Easter, enjoy Freebies when you receive money from abroad, through any of our International money transfer partners including Africash and PAPPS either through cash pick-up or Direct to account(DTA).
Remittance Season Rewards!
Enjoy Gift items, Shopping vouchers and Discounts when you receive money from abroad, through any of our International money transfer partners including Africash and PAPPS either through cash pick-up or Direct to Account (DTA).
Send and Receive Money
We have partnered with top international money transfer operators and have created an Africa money transfers service to ensure you can conveniently send and receive money worldwide. With our remittances services, you can choose to receive money directly to your UBA account or collect and send cash at any UBA branch nationwide.
Our Remittance Services Options
Frequently Asked Questions
Have questions about our Remittance Services Options? Our Frequently asked provide answers to common queries about the process.
What is the maximum amount an IMTO customer can receive?
An individual customer can receive any amount. However, any amount above $10,000 or its naira equivalent should be reported to compliance.
What is the maximum amount an IMTO customer can receive in cash?
An IMTO beneficiary can receive the naira equivalent of up to $200 in cash. Any value above the naira equivalent of $200 must be paid into the beneficiary’s account. Please do not credit a 3rd Party account with IMTO proceeds.
What are the acceptable means of Valid ID card for IMTO Payments?
Acceptable means of ID for IMTO payments include:
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Nigerian Driver’s license
-
Nigerian INEC Permanent Voter’s Card (PVC)
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Nigerian Identity Management Commission (NIMC) ID card/Slip Validated
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Bank Verification Number (BVN)
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International Passport
Please note that MoneyGram accepts ONLY validated Bank Verification Number.
Do I need to state the purpose of transfer?
Yes. Customers must provide the purpose of the transfer where applicable.
Can I pay with a Foreign International passport?
Yes. An international passport with a valid Visa and evidence of entry into Nigeria (immigration stamp) is acceptable for pickup.
This should be validated.
Can I pay with a Foreign Driver’s license?
No, a foreign driver’s license is not an acceptable form of identification as it cannot be validated.
Can I open an account for a walk in customer to receive IMTO proceed?
Yes. The beneficiary should provide a valid ID and BVN for an instant FREBA savings account.
Upgrade of the account will require additional relevant KYC documents(utility bill).
Remittance Seasons Rewards!
Terms and Conditions
- Promo starts on the 27th of March, 2025
- Promo is open to customers who use both cash pick up and DTA service option.
- There is no minimum limit on the amount you can receive to qualify for gift.
- This offer is for a limited time only. Valid from (27th March 2025 – 27th April 2025).
- This offer is available only at selected branches nationwide. Click here to see list of branches
Rewards
- Gift items.
- Discount: Get 30% off every transfer received on Trax.
- Shopping Vouchers: Jumia
FAQs
-
Who is eligible for the instant rewards?
Account and Non account holders. -
What rewards can I get when I receive money through UBA
UBA branded gifts items, Jumia shopping voucher. -
I am an account holder, do I have to visit a branch to win?
No, you can also receive directly to account to qualify. -
If I receive from other registered IMTOs partners, not listed, will I qualify for the reward?
Yes. -
Are all UBA branches participating in this promotion?
The promotion is available at selected branches nationwide.
Remittance Easter Rewards!
Terms and Conditions
- Promo starts on the 27th of March, 2025
- Promo is open to customers who use both cash pick up and DTA service option.
- There is no minimum limit on the amount you can receive to qualify for gift.
- This offer is for a limited time only. Valid from (27th March 2025 – 27th April 2025).
- This offer is available only at selected branches nationwide. Click here to see list of branches
Rewards
- Gift items.
- Discount: Get 30% off every transfer received on Trax.
- Shopping Vouchers: Jumia
FAQs
-
Who is eligible for the instant rewards?
Account and Non account holders. -
What rewards can I get when I receive money through UBA
UBA branded gifts items, Jumia shopping voucher. -
I am an account holder, do I have to visit a branch to win?
No, you can also receive directly to account to qualify. -
If I receive from other registered IMTOs partners, not listed, will I qualify for the reward?
Yes. -
Are all UBA branches participating in this promotion?
The promotion is available at selected branches nationwide.
Africash
AfriCash Money transfers service allows account and non-account holders to receive money from all UBA locations in Africa.
Features and Benefits
- Receive money at any UBA branch across Africa.
- Funds are instantly credited to the beneficiary’s account.
- The service is available to both account and non-account holders.
- Customers can cancel, modify and request refunds for unpaid transfers.
Requirements
- A valid means of identification (BVN, International Passport, National ID or Voters registration card).
- A duly filled money transfer form containing the following information:
- * The Money Transfer Control Number (MTCN).
- * Expected Amount.
- * The receiver’s name, address and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN)
- * Sender’s name and country.
Western Union
Western Union is an electronic instant money transfer service that enables beneficiaries to receive FX remittances in Nigeria. Funds can be received directly into a UBA Naira account or as cash pick-up in Naira at any branch nationwide.
Features and Benefits
- Competitive rates and fees.
- Fast and reliable.
- Easy and convenient.
- Service available to UBA account and non-account holders.
- Receive funds directly into your UBA Naira account.
Requirements
- A valid means of identification (BVN, International Passport, National ID or Voters registration card).
- A duly filled money transfer form containing the following information:
- * The Money Transfer Control Number (MTCN).
- * Expected Amount.
- * The receiver’s name, address, and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN).
- * Sender’s name and country.
Money Gram
Money Gram service is a payment service that enables MoneyGram customers abroad to send money to beneficiaries in Nigeria. Funds can be received as cash pick-up in Naira at any branch nationwide.
Features and Benefits
- Fast and easy.
- Secure.
- Convenient.
- Service available to UBA account and non-account holders.
Requirements
- A valid means of identification (BVN, International Passport, National ID or Voters registration card).
- A duly filled money transfer form containing the following information:
- * The Money Transfer Control Number (MTCN).
- * Expected Amount.
- * The receiver’s name, address and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN).
- * Sender’s name and country.
Ria Money Transfer
Funds can be received directly into a UBA Naira account or as cash pick-up in Naira at any branch nationwide.
Features and Benefits
- Fast.
- Safe and secure.
- Receive transfers within minutes.
- Service available to UBA account and non-account holders.
- Receive funds directly into your UBA Naira account.
Requirements
- A valid means of identification (BVN, International Passport, National ID or Voters registration card).
- A duly filled money transfer form containing the following information:
- * The Money Transfer Control Number (MTCN).
- * Expected Amount.
- * The receiver’s name, address, and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN).
- * Sender’s name and country.
PAPSS
PAPSS allows UBA customers to send funds from their accounts to other African countries where PAPSS is approved by the local Central Bank. Transfers are initiated in local currency and received in the recipient’s local currency. This service supports both individual and business cross-border transactions across participating African
markets.
Features and Benefits
- Competitive fees and Rate.
- Transfer and Receive Funds within African Countries (Nigeria Ghana, Sierra Leone, Liberia, Guinea, Zambia, Zimbabwe, Djibouti and Kenya).
- Zero Failure Rate.
- Instant Payments.
- Payments in local currency (Beneficiary receives in Country’s currency).
- Transparency and visibility on when the payment will be received.
Requirements
- Transfer/ Receive form at the business office.
- Receive and sender using UBA must have a UBA account.
Juba Express
Juba Express is a licensed International Money Transfer Operator in Nigeria, authorized by the Central Bank of Nigeria to facilitate inbound remittances. It enables cash and bank account payouts in Naira, catering to person-to-person (P2P), business-to-person (B2P), and business-to-business (B2B) transfers.
Features and Benefits
- Competitive rates and fees.
- Fast and Reliable.
- Easy and convenient.
- Seamless cash pick services.
- Service Available to UBA customers and non-account holders.
- 3rd party Transfers(Receive funds to other banks ).
- Receive funds directly into UBA account.
Requirements
- A Valid means of identification (International Passport, National ID, or Voter Registration card).
- The Money transfer Control number (MTCN).
- Expected Amount.
- The receiver’s name, address and phone number (Ensures the name given to sender correlate with what you have on your Valid id card and BVN ).
- Sender’s details and country.
BNB IMTO Limited
BNB IMTO Limited is a licensed International Money Transfer Operator in Nigeria, authorized by the Central Bank of Nigeria to facilitate inbound remittances. It enables cash and bank account payouts in Naira, catering to person-to-person (P2P), business-to-person (B2P), and business-to-business (B2B) transfers
Features and Benefits
- Competitive rates and fees.
- Fast and Reliable.
- Easy and convenient.
- Seamless cash pick services.
- Service Available to UBA customers and non-account holders.
- 3rd party Transfers(Receive funds to other banks ).
- Receive funds directly into UBA account.
Requirements
- A Valid means of identification (International Passport, National ID, or Voter.
- The Money Transfer Control Number (MTCN).
- Expected Amount.
- The receiver’s name, address, and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN).
- Sender’s name and country.
Terrapay
Terrapay is a licensed International Money Transfer Operator in Nigeria, authorized by the Central Bank of Nigeria to facilitate inbound remittances. It enables cash and bank account payouts in Naira, catering to person-to-person (P2P), business-to-person (B2P), and business-to-business (B2B) transfers.
Features and Benefits
- Competitive rates and fees.
- Fast and Reliable.
- Easy and convenient.
- Seamless cash pick services.
- Service Available to UBA customers and non-account holders.
- 3rd party Transfers(Receive funds to other banks ).
- Receive funds directly into UBA account.
Requirements
- A Valid means of identification (International Passport, National ID, or Voter Registration card).
- The Money Transfer Control Number (MTCN).
- Expected Amount.
- The receiver’s name, address, and phone number (Ensure that the sender has your full name as it appears on your Bank Verification Number (BVN).
- Sender’s name and country.