Become an Agent
Enjoy convenient banking experience with UBA Moni. Open an account, deposit cash, withdraw money and pay bills in your neighbourhood.
Bringing banking services closer to you
UBA Moni is our way of ensuring currently excluded individual becomes a part of our financial world. Our agents speak the language of the community which they serve.
Even More Money with UBA Moni
Here is a chance to make more money than you currently earn as a UBA Moni Agent.
See our revised commission for agents below
Account Opening Funding Bands
- Funded with N500-N1000
- Funded with N1,001-N1,500
- Funded with N1,500 and carded
Agent’s commission
- N150 on each account
- N200 on each account
- N400 on each account
An agent in your neighborhood
You can easily identify our UBA Moni Agents with the “UBA Moni Agent” signage at their business locations.
Account Opening Funding Bands
- Open an account
- Deposit cash
- Withdraw money
- Pay bills
- Send money
Partnering with us
Earn over 1 Million Naira every year as a UBA Moni Agent. To register, fill the form below or download the onboarding form and submit at a branch close to you.
Sign Up as an Agent
It’s quick and easy. Fill out the form to register as an agent and start your journey with us!
Frequently Asked Questions
Explore our FAQ section to learn about becoming a UBA Moni Agent, account requirements, transaction limits, and terminal support. Find answers on commission payments, agent identification, and app usage.
Who can be an Agent?
Anyone can be an agent. However a verifiable location which can serve as a contact address must be provided.
Is it compulsory for agents to be UBA account holders?
Non UBA account holders can also be agents. However, to be on-boarded as an agent, you are required to open a special agent savings/transaction account (SBAGT).
Must an individual operate a UBA account for 6 months to qualify as an agent?
UBA Agent is open to all customers and does not depend on the duration of account operation.
How can customers identify an Agent?
Agents representing UBA will have “UBA Agent” signage as part of their identification.
Our agents are also provided with branding materials and have been certified.
How do customers confirm their transactions if the agent is using the UBAMoni app?
To confirm a transaction, customers will receive an OTP, PIN or Password via SMS which is presented to the agent. Customers will also receive SMS notification as proof of completion of transaction.
How many accounts does an Agent need?
Agents are required to operate 2 accounts. A Transaction account which must be a savings account and a Commission account which can be a savings, current or corportate account.
What are Transaction and Commission accounts?
The Transaction account is the account the Agent uses to make Deposits, Withdrawals and Transfers. The commission account is the account where the Agent’s commission is paid into.
Can settlements be concluded within a day?
All Account Transactions and UBA Card Transactions are settled instantly while other Bank Card transactions are settled by the next working day.
When are commission payments made?
Commissions are paid immediately after a transaction is completed.
Is agency banking location specific?
It is advisable for enrolled agents to operate near their domiciled branches. This makes it easier to manage their float and get further support from the branch.
Can a UBA Moni agent request more than one terminal?
An agent can own more than one terminal. However the initial terminal owned by the agent must be actively in use.
Can a dormant account SBAGT be reactivated?
A Dormant SBAGT account can be reactivated. Account holders do not need to open a new account.
What do I do when I see an error message on my terminal?
For faulty POS terminals, please contact your relationship manager or POS support officer. You will find their details in the confirmation email sent to you during your POS terminal registration.
How do I view/monitor my transactions?
Transactions can be monitored via the agency banking app. Please click here to access the app.
Does the platform give me a real-time view of my transactions?
Yes, it does. An End of Day transactions download is also available.
What types of POS terminals does UBA provide?
UBA provides Android and the PAX terminals.
What can one do to get a UBA terminal?
UBA terminals are available to agents who have completed at least 40 transactions via the app.
What is the request/enrolment process?
The support staff assigned to you will make the request for a terminal once the above transaction clause is met.
How much does it cost to acquire a terminal?
Our terminals are free of charge.
Can my terminal work with any network?
All UBA terminals can work on any network.
Can my terminal work at any location?
All UBA terminals can work in any location.
How long does it take for failed transactions to be reversed?
All failed transactions are resolved within 24 hours.
What are the daily limits for each transaction type?
· Intrabank: (UBA to UBA) maximum is N50,000 (i.e. N20,000 twice and N10,000).
· Deposit: (into UBA Account) maximum is N200,000.
· Cash Out: (withdrawal) maximum is N50,000 (i.e. N20,000 twice and N10,000).
· Interbank: (UBA to OTHER BANKS) maximum is N1,000,000(N200,000 per transaction).
Who do I contact when my terminal is faulty?
Please contact your support officer for quick resolution.
