Become an Agent
Enjoy convenient banking experience with UBA Moni. Open an account, deposit cash, withdraw money and pay bills in your neighbourhood.
Bringing Banking Services Closer to You
UBA Moni is our agency banking solution designed to extend financial services to your doorstep. Through our network of certified UBA Moni agents, you can perform banking transactions without visiting a bank branch.
Earn More Money with UBA Moni
Here is a chance to make more money than you currently earn as a UBA Moni Agent.
See our revised commission for agents below
Account Opening Funding Bands
- Funded with N500-N1000
- Funded with N1,001-N1,500
- Funded with N1,500 and carded
Agent’s commission
- N150 on each account
- N200 on each account
- N400 on each account
Services Available at UBA Moni Agent Locations
- Account Opening – Open a UBA account with ease.
- Cash Deposits and Withdrawals – Manage your funds conveniently.
- Money Transfers – Send and receive money securely.
- Bill Payments – Pay utility bills and more.
- BVN Enrolment – Register for your Bank Verification Number
- Pay by Transfer – Accept NIP transfer from customer’s account to agent.
An agent in your neighborhood
You can easily identify our UBA Moni Agents with the “UBA Moni Agent” signage at their business locations.
Account Opening Funding Bands
- Open an account
- Deposit cash
- Withdraw money
- Pay bills
- Send money
Requirements
- A Business Account registered with CAC.
- Valid means of identification.
- Wallet Transaction Account – For daily banking operations.
- Wallet Commission Account – To receive earned commissions (agent can withdraw their commission Instantly)
Benefits
- Instant POS deployment.
- Monitor transactions via the UBA Moni app.
- Instant settlement on transactions and commissions.
- Pay by transfer service.
- Enhanced security from a trusted bank.
- Self-dispute and resolution, complaint service.
Partner with us
Download the onboarding form, fill in the correct details, and submit the completed form at any UBA branch closest to you!
Register and Become an Agent Today!
Earn over 1 Million Naira every year as a UBA Moni Agent. To register, fill the form and we'll get in touch with you!
Register and Become an Agent Today!
Earn over 1 Million Naira every year as a UBA Moni Agent. To register, fill the form and we'll get in touch with you!
Frequently Asked Questions
Explore our FAQ section to learn about becoming a UBA Moni Agent, account requirements, transaction limits, and terminal support. Find answers on commission payments, agent identification, and app usage.
Who can become a UBA Moni agent?
Anyone with a verifiable business location and the necessary documentation can apply.
Is it mandatory to have a UBA account before becoming an agent?
No, but you will need to open a special agent account during the onboarding process.
Must an individual operate a UBA account for 6 months to qualify as an agent?
UBA Moni is open to all customers and does not depend on the duration of account operation.
Can settlements be concluded within a day?
All transactions are settled instantly.
When are commission payments made?
Commissions are paid immediately after a transaction is completed.
How much does it cost to acquire a terminal?
Our terminals are free of charge.
Can a UBA Moni agent request more than one terminal?
An agent can own more than one terminal. However, the initial terminal owned by the agent must be actively in use.
Can an agent become a partner (Aggregator) to onboard agents on behalf of the bank?
Yes, we are launching the UBA MONI aggregator, where interested customer/individual can onboard new agents and earn commission on all agents they onboard for the bank.
What are the daily limits for each transaction type?
| S/N | Transaction Type | Per Transaction | Max Daily Transaction |
|---|---|---|---|
| 1 | Deposit into UBA | 500,000 | 5,000,000 |
| 2 | Withdrawal with POS – UBA Cards only | 100,000 | 1,200,000 |
| 3 | Withdrawal with POS – Other Bank | 100,000 | 1,200,000 |
| 4 | Intrabank Transfer | 500,000 | 5,000,000 |
| 5 | Interbank Transfer | 500,000 | 5,000,000 |
| 6 | Pay by Transfer | 500,000 | 5,000,000 |
What is the commission structure for each transaction type?
| S/N | Transaction Type | Range | Fee | Agent | UBA |
|---|---|---|---|---|---|
| 1 | Account Opening (Funded with at least 500) | – | 150 | ||
| 2 | Deposit into UBA | 100 | 59 | 30 | |
| 3 | Withdrawal with POS – UBA Cards only | 100 | 59 | 30 | |
| 4 | Withdrawal with POS – Other Bank | 100 | 49 | 30 | |
| 5 | Intrabank Transfer | 100 | 59 | 30 | |
| 6 | Interbank Transfer | 1-5,000 | 50 | 23 | 15 |
| 5,001-50,000 | 100 | 56 | 30 | ||
| 50,001 and above | 150 | 88 | 45 | ||
| 7 | Pay by Transfer | 100 | 56 | 30 |