Getting the Right Card
Find the best card for your lifestyle with UBA. Whether you want to pay bills, transfer funds or shop online we have the perfect card for you.
Find the best Card for you
Now you can compare cards side-by-side, plus get info about the card that's right for your lifestyle. Let the comparison begin. Don't Worry, we'll guide you whether you want to load cash, access ATMs, transfer funds, shop online, pay bills and many more. Find cards you like with the filters below.
| Features | Verve Debit Card | Debit MasterCard | Gold Debit MasterCard | Visa Classic Debit Card | Visa Dual Currency Card |
|---|---|---|---|---|---|
| Has EMV micro-chip and is PIN enabled | Yes | Yes | Yes | Yes | Yes |
| Can be used to pay for purchases on local websites and POS | Yes | Yes | Yes | Yes | Yes |
| Can be used to pay for purchases on websites and POS abroad | No | Yes | Yes | Yes | Yes |
| Requires PIN for all ATM and POS transactions | Yes | Yes | Yes | Yes | Yes |
| Requires a CVV2 Code for all internet transactions | Yes | Yes | Yes | Yes | Yes |
| Requires One-Time-Password for local website purchases | Yes | Yes | Yes | No | No |
| Customer Requirements | |||||
| Individual Savings/Current account | Yes | Yes | Yes | Yes | Yes |
| Domiciliary account | No | No | Yes | No | Yes |
| Fees | |||||
| Getting a new card | ₦1,000 | ₦1,000 | ₦5,000 | ₦1,000 | ₦1,000 |
| Replacing a lost or stolen card | ₦1,000 | ₦1,000 | ₦2,500 | ₦1,000 | ₦1,000 |
| Annual maintenance | ₦50 quarterly | ₦50 quarterly | ₦50 quarterly | ₦50 quarterly | ₦50 quarterly |
| Daily Transaction Limits | |||||
| ATMs | ₦150,000 | ₦150,000 | ₦300,000 | ₦150,000 | ₦150,000 |
| POS | ₦1,000,000 | ₦1,500,000 | ₦1,500,000 | ₦1,000,000 | ₦1,000,000 |
| Internet | ₦500,000 | ₦1,000,000 | ₦1,500,000 | ₦1,000,000 | ₦1,000,000 |
| Transaction Fees | |||||
| UBA ATMs in Nigeria | Free | Free | Free | Free | Free |
| Other ATMs in Nigeria | ₦35 from the 4th transaction | ₦35 from the 4th transaction | ₦35 from the 4th transaction | ₦35 from the 4th transaction | ₦35 from the 4th transaction |
| ATMs abroad | ₦1,200 | ₦1,200 | ₦1,200 | ₦1,200 | ₦1,200 |
| POS in Nigeria | Free | Free | Free | Free | Free |
| POS or websites abroad | Free | Free | Free | Free | Free |
FCY CARD LIMITS - USD, GBP and EURO
| CARD | ATM | POS | WEB |
|---|---|---|---|
| Gold USD | 1,000 | 5,000 | 5,000 |
| Platinum USD | 1,500 | 10,000 | 6,000 |
| World USD | 1,500 | 20,000 | 10,000 |
| Gold GBP | 1,200 | 3,000 | 3,000 |
| Platinum GBP | 1,200 | 5,000 | 5,000 |
| World GBP | 1,200 | 15,000 | 7,500 |
| Gold Euro | 1,000 | 3,500 | 3,000 |
| Platinum Euro | 1,500 | 5,000 | 5,000 |
| World Euro | 1,500 | 15,000 | 8,500 |
| I'm... | What Makes Me Special? | What Do I Need? | Recommended Card |
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Using your Debit Card Abroad
Please let us know if your travel plans take you outside your registered country. That way we’ll be expecting to see foreign transactions on your Card, and you can continue to use your Cards for your transactions.
