Click Credit
Low on cash? We've got you covered! Get an instant loan up to ₦1 million to sort out your emergencies.
Features
- Borrow up to N1 million.
- Get your loan in one minute.
- Convenient repayment option between 6 months.
- Low interest rate.
Requirements
- An active UBA Salary Account with a minimum monthly salary of at least ₦50,000.
- Just dial *919*28#.
- Send “Loan” to Leo on Instagram, WhatsApp, Apple messages, Facebook messenger or Google Business Chat.
How to apply
No paperwork! No awkward conversations! No waiting! Get a loan in one minute.
Loan calculator
Select the loan amount, rate, and duration to get started
Get started now by opening an account of dial *919#
Frequently Asked Questions
Top questions on our Click Credit
What is Click Credit?
This is an automated Instant Loan that is available on USSD and all Leo platforms. It is open to all salaried individuals who receive their monthly salaries through UBA.
How do I apply for Click Credit?
To apply for the Click Credit:
- Dial *919*28#
- Send “Loan” to Leo on Instagram, WhatsApp, Apple messages, Facebook messenger, Google Business Chat.
I want to apply for an instant loan, however, I do not have an account with UBA. What do I do?
To enjoy this product, you would need to operate a salary account with UBA. You could follow the easy steps below to open an account:
- Dial *919*20#
- Chat with Leo on Instagram, WhatsApp, Apple messages, Facebook messenger, Google Business Chat.
- Open an account via the UBA Mobile App.
- You can also walk into any of our Business Offices nearest to you to open one.
What is the maximum loan amount I can apply for?
You can get up to N 1,000,000.00 (One million naira).
What is the maximum loan tenure?
You can enjoy flexible loan tenure of 6 months.
How long will it take to process a UBA Click Credit request?
No processing and paperwork! Just dial away and obtain your loan in less than a minute!
How do I know if I am eligible for a loan?
To be eligible for the loan, customers salary account must be domiciled in the Bank and have received salary inflow through UBA for the last 6 months.
I am yet to be a confirmed staff of my firm; can I still get a loan?
Confirmation status of the applicant in the place of employment is not required for loan eligibility.
What documents am I required to provide to obtain a facility?
No documents are required. Once again, just dial away!
If I just opened a salary account with UBA, how long do I have to wait before I can apply for the Instant Loan?
You must have received your salary through UBA for at least six months before you can be qualified for this product.
Are there fees to be paid to enjoy this product?
Management and insurance fees are applicable, 1% each.
