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UBA Kiddies Savings Account

Designed for children between the ages of 0 – 12 years. Parents or guardians will manage the account on behalf of the child. This account is available in two variants – Full and Lite.

Open Kiddies Account
UBA Kiddies Savings Account

Your little one can win big and benefits from a Kiddies account.

It’s never too early to get them started, open a kiddies account and enjoy a host of amazing freebies and benefits.

20 customers to win ₦200,000

To be won in the Kiddies and Teens draw.

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Open Account

UBA Kiddies

It’s finally time to grow out of piggy banks. The Kiddies Savings Account allows parents to start saving for their kids as soon as they are born, and as they grow older, educate them about money and savings.

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Open Account

UBA Kiddies Lite

It’s finally time to grow out of piggy banks. The Kiddies Savings Account allows parents to start saving for their kids as soon as they are born, and as they grow older, educate them about money and savings.

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Open Account
uba kiddies lite

UBA Kiddies & Teens Healthcare Benefits

From Kiddies Starters, to Kiddies Plus, to Kiddies Prestige; there’s a Kiddies plan suitable for your little one.

Services UBA Kiddies Starter UBA Kiddies Plus UBA Kiddies Prestige

OUTPATIENT SERVICES
General Consultation
Specialist Consultation 3 per annum 4 per annum 10 per annum
Lab Investigations
Prescribed Drugs
Management of Chronic Conditions (Consult, Drugs & Tests) After 12 months After 12 months

PHYSIOTHERAPY SERVICES
Physiotherapy Services 3 per annum 5 per annum 5 per annum
Prescribed Appliances – Cervical Collar, Crutches

INPATIENT SERVICES
Admissions in Hospital including feeding General Ward General Ward Private Ward
Admissions per annum 15 days 30 days 45 days
Feeding on Admission
Prescribed Drugs and Infusions
Nursing Care & Consumables
Intensive Care Unit

Up to 2 days

Up to 4 days

IMMUNIZATIONS
Routine (NPI) Immunizations 0 – 5 years (OPV, DPT, Measles, BCG, Vitamin A, Hepatitis B, Yellow Fever)
Additional Immunizations – 0 – 5 years (Heberix, MMR, pneumococcal, Menavax, Rotarix)

DIAGNOSTIC SERVICES
Laboratory investigations
Ultrasound Scans – Abdominal, Pelvic
Basic Radiological services – Plain & Contrast X-Rays
Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan)
*at designated centres

covered for up to 3 investigations per annum

ACCIDENTS & EMERGENCIES

Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment & Stabilization)

Limit 24 hours

Limit 24 hours

Limit 24 hours
ECHO /MRI/CT SCAN in emergencies

1 per annum
Ambulance Service/Evacuation

Hospital to hospital

Hospital to hospital

Hospital to Hospital & roadside to Hospital

SURGICAL SERVICES

Minor Surgeries/ Intermediate Surgeries/Major Surgeries, (including Anesthesia, Surgical, supplies, blood)

All surgeries Limit ₦100,000

All surgeries Limit ₦250,000

All surgeries Limit ₦750,000

OPTICAL/OPTHALMOLOGICAL SERVICES
Eye tests, Frames & Lenses (replaceable every 2 years)

Eye Surgeries

Covered up to ₦5,000 after 12 months

*Subject to surgery limit

Covered up to ₦7,500 after 12 months

*Subject to surgery limit

Covered up to ₦20,000 after 12 months

*Subject to surgery limit

DENTAL SERVICES
Primary Dental Care (Pain Relief, Scaling & Polishing, Simple Filings & Simple Extractions)

Limit ₦5,000 per annum (scaling & polishing once a year)

*only after 6 months

Limit ₦10,000 per annum (scaling & polishing once a year, fillings & simple extraction)

*only after 6 months

Limit ₦30,000 per annum (scaling & polishing once a year, fillings & simple extraction)

*only after 6 months
Back to School Check (preschool checks)

Limit of ₦7,500.00

*after 6 months

(one-off)

Limit of ₦10,000.00

*after 3 months

(one-off)

Limit of ₦10,000.00

*after 3 months

(one-off)
Renal Dialysis

2 sessions

4 sessions
Recommended Premium per child per annum

₦20,000.00

₦35,000.00

₦86,000.00
Maximum Care Limit

₦500,000.00

₦1,000,000.00

₦2,000,000.00

Ready to get started?

Register here

Terms and Conditions:

  • Start date : Your plan’s effective date is the 1st of the next month if payment is made after the 20th of the month to allow for registration and delivery of membership cards.
  • The maximum principal age limit is 18 years.
  • Back-to-school checks will be conducted at select HMO Designated Centres and will require prior booking and approval.
  • All services are available at designated centers. Avon HMO works with accredited hospitals and may update its network without notice. Changes to your chosen hospital won’t affect your healthcare plan terms.
  • An enrollee is required to choose a hospital/Clinic from the Avon HMO hospital network as its primary care provider.
  • Avon HMO reserves the right to refer an enrollee to a designated hospital/specialist consultant or physician for secondary or tertiary care.
  • Chronic conditions are excluded in the first 12 months of your health plan(for Kiddies Plus and Kiddies Prestige), some examples of chronic conditions are listed below. Please note that this is not an exhaustive list:
    • Hypertension and Cardiac Related diseases.
    • Diabetes Mellitus and its related conditions.
    • Hepatitis B & C o Asthma
  • Chronic conditions are not covered by Kiddies Starter plan.

Important: Waiting periods and exclusions apply to certain health plans.

Exclusions

The following conditions/treatments/services are not covered by the health plans:

Exclusions include birth defects, congenital conditions, autoimmune disorders, genetic-related illnesses, sickle cell anemia, psychiatric institutionalization, injuries from military or militant operations, hazardous sports, professional sports participation, non-commercial air travel, war, riots, acts of God or terrorism, self-injury, suicide, criminal acts, intoxication, non-prescribed drug use, insanity, alcoholism, and costs linked to drug dependency or rehabilitation.
Consultations or treatment by chiropractors, acupuncturists, herbalists, complementary/traditional medical practitioners or unrecognized consultants, hospitals, family doctors, therapists and dental practitioners.

Exclusions include pre-existing conditions, treatments for prior accidents or known illnesses at the effective date, overseas care, organ transplants, cosmetic surgeries, embalming, autopsies, cancer treatments, speech disorders, obesity treatment, and non-prescription or herbal drugs.

Supplements, Dietary and Nutrition Supplements.
Experimental Drugs and Treatments.

Exclusions include hearing tests, hearing aids, complications or follow-ups from excluded conditions, home or domiciliary care, joint replacements, prosthetics, hormonal therapy, speech disorders, learning and behavioral issues, obesity treatment, elective C-sections, and burns over 9%.

Frequently Asked Questions

Here is everything you need to know about the UBA Kiddies Account.

– Targeted savings to help plan for the future.
– Bonus rewards for setting up a target plan.
– Earn competitive Interest.
– Online and mobile banking.
– Consistent maintenance of SI above ₦10,000 for 6 month stand a chance to partake in the Scholarship scheme.
– 13th Month Reward with a maintenance of an SI for 12 months at a minimum of ₦5,000 (Target-Plan). 10% of the monthly Target plan amount is paid to the customer.

Documents required

– Child’s birth certificate or International Passport.
– 1 Passport Photograph each of parent/guardian and child ID.
– Parent’s valid ID (National ID/ Driver’s License/ Permanent Voters card/ International Passport).
– Utility Bill issued within the last three months.

The parent/ guardian and a child who has come of age.

– ₦1,000 (accounts opened on zero balance must be funded within 48 hours).

₦1,000.

No, please. Debit cards are not enabled for this account type.

As often as you like,  however if there are more than 4 withdrawals in a month, the account is disqualified from interest payment for that month.

Several exciting rewards such as:

– Earn 13th Month Reward.
– A chance to partake in the scholarship scheme.
– Annual interest of 7.425% (payable monthly)
– Complimentary invites to UBA Kiddies events.

Yes

The 13th month bonus is an amount paid to a UBA kiddies’ account holder at the end of each year if they maintain an SI for 12 months at a minimum of ₦5,000 according to their target plan and roll over their balance to the next year (without withdrawing).

No, please. Only customers with a target savings plan can  qualify for the 13th month bonus.

If you withdraw funds early; you will not be eligible for the 13th month bonus that year.
However, if you complete your savings plan for the new year, so you will be eligible for a 10% bonus.

Target Savings Plan provides the unique opportunity to plan your desired goal for your child over a period and get rewarded when the goal is achieved.

Yes, you will earn competitive interest on the accumulated funds in your account even if you do not achieve your target plan
– However you will no longer be eligible for the 13th month bonus.

Yes. 7.425%, payable monthly.

To begin, simply maintain a standing instruction of minimum of ₦10,000 for 6 consecutive months or more.
Balance should not be lesser than cumulative, i.e A customer with a monthly instruction of ₦10,000 is expected to have at least a balance of ₦60,000.

₦200, 000. This will be paid directly to the school.

A total number of 40 winners will be selected from two draws in a year.

The 13th month reward is an amount paid to UBA Kiddies and Teens customers at the end of each year. Kindly maintain a standing instruction of ₦5,000 minimum for 12 consecutive months.
Balance should not be lesser than cumulative, i.e a customer with a monthly instruction of ₦5,000 is expected to have at least a balance of ₦60,000.