Digital Banking for Business
There is nothing too small or too big to achieve with us. With UBA your dreams, plans and goals for your business can be achieved.
UBA Self Service Moneytor
UBA Self Service Moneytor automates POS requests, reconciliations, disputes, and real-time transaction management for businesses.
UBA Business Direct
UBA Business Direct is the online portal for cash management and transaction banking.
POS Terminal
UBA POS terminals offer a reliable, convenient, and automated way to process payments, crediting merchant accounts in real-time.
MCash
mCash is a USSD solution enabling UBA merchants to receive payments without cash.
QR Codes
UBA Masterpass QR is a secure, easy payment solution enabling customers to pay via mobile at merchant outlets.
Company Expense Card (Prepaid)
The UBA Corporate Debit Card simplifies bill payments and expense management, making account reconciliation hassle-free.
MCash
mCash is a USSD solution designed to allow UBA Merchants to conveniently receive payments from their customers without actually handling cash. Payers/Customers simply dial *402* merchant code*amount# to make payments.
The Seller will be required to have a Seller Code.
Please contact your account officer or send a mail to cfc@ubagroup.com to generate an mCash merchant code.
Company Expense Card (Prepaid)
The UBA Corporate Debit Card is the easiest way to pay for bills and manage corporate business expenses without writing or issuing company cheques, which makes account reconciliation stress free.
Features
- The Corporate Debit Card is the easiest way to manage corporate expenses and stay compliant in the new cash-lite society.
- It is a debit card linked directly to a corporate account. It is EMV chip-enabled, driven by a PIN and can be used to make everyday purchases as well as withdraw money at ATMs.
- It can be linked to a corporate account denominated in Naira only.
- It requires a Personal Identification Number (PIN) for all transactions.
- It is an EMV secured microchip and PIN debit card.
- Corporate organizations can define transaction restrictions based on terminal type (POS, ATM, etc.) and amount.
Benefits of the POS Terminal
- Shape company-wide expenses by choosing how your cardholders (staff) use their cards.
- Regular Management Information reports sent to you to help analyze expenses more efficiently.
- Avoid high foreign exchange costs by choosing to pay in Naira.
- Retailer details appear in your statement, so account reconciliation is easier.
- There’s chip and PIN protection for POS purchases and ATM transactions, VbyV and SecureCode when buying online.
Click here to see how to apply for a card.