Current Accounts
UBA Current account is tailor-made to suit your needs whether you are an employee, self-employed or an expatriate.
Our Current account enables you bank wisely.
UBA Current account is just right for you. It comes with great benefits, flexible opening and operating balances, prepaid and debit cards, access to digital banking channels, attractive interest rates – plus, it is safe, secure and an account you can operate anywhere, anytime.
UBA Current Account
The UBA Individual Current Account is a Demand Deposit Account (DDA) primarily meant for Individuals & Joint Individuals.
Self-Employed
Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?
For Employees
Are you an employee? Start your journey today to manage your money better and achieve your financial goals.
Expatriate/Diaspora
Diaspora Banking is a unique banking service designed to meet the banking needs of Nigerians living abroad.
UBA Current Account
The UBA Individual Current Account is a Demand Deposit Account (DDA) primarily meant for Individuals & Joint Individuals, in which funds deposited are payable on demand, either in person, or by the presentation of a cheque by a third party, bank draft, direct debit, electronic fund transfers etc.
Benefits
- No restrictions on the withdrawal frequency or amounts from funded account. Third party transactions allowed.
- No restrictions on deposit amounts.
- Cheque lodgment allowed.
- Access to internet and mobile banking.
- Access to UBA Master Card & Visa Card (for ATM, Internet and POS transactions).
Features
- Opening balance of N5,000.
- Zero minimum operating balance.
- Access to consumer credit facilities.
- Lodgment of cheques and dividend warrants.
- Cheque book enabled.
Requirements
- Completed Account Opening Form.
- 2 passport photographs.
- Valid means of identification; national ID, international passport, recent voter card, driver’s license.
- Utility bill not exceeding 3 months old.
- 2 current account references.
For Employees
Are you an employee?
Take the first step towards managing your money better.
Requirements
- Any of these IDs: international passport/driver’s license/national ID/voter card.
- Employee ID (low KYC account opened in the absence of international passport/driver’s license/national ID/voter’s card).
- Letter of introduction from employer.
- Passport photograph.
- Utility bill (not necessary if applicant’s company has a UBA account).
Self-Employed
Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?
Requirements
- Any of these IDs: international passport/driver’s license/national ID/voter card.
- Passport photograph (if business, for each of the owners of business).
- Utility bill (not exceeding 3 months old).
- Certificate of Incorporation/Registration/CBN license (for business enterprise).
- Two references from current account holders.
Expatriate/Diaspora
Diaspora Banking is a unique banking service designed to meet the banking needs of Nigerians living abroad.
Requirements
- Duly Completed Diaspora Account Opening Form via the Online account opening page.
- A valid means of identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired.
- Proof of address {Utility bill for the last 2 months or Bank Statement for the last 6 months}.
- Proof of source of funds (recent pay slip/ work ID/ letter of reference from current banker/ business registration documents if self-employed).
- 1 recent Passport photograph {for joint account holders, one recent passport photograph for each signatory).
