Diaspora Account
UBA’s Diaspora Banking offers Nigerians living abroad access to banking services via our product and service offerings.
Opening a UBA Diaspora Account abroad is very easy.
UBA’s Diaspora Banking offers Nigerians living abroad access to banking services via our product and service offerings.
UBA Diaspora Account
Non-resident Nigerians can open and operate a UBA account from anywhere in the world.
UBA Internet Banking
Whether you're managing your business from the comfort of your home or on the go, we provide the perfect solution.
Debit Cards
No matter where you are, there’s a UBA Debit Card designed just for you. Visit any UBA branch nationwide to get yours today!
BVN Registration
Enroll for your Biometric Verification Number (BVN) from anywhere in the world! Your BVN provides a unique identity.
Frequently Asked Questions
To submit forms and make further enquiries, please send an email to Diaspora Banking team at diasporasupport@ubagroup.com.
What is a Diaspora account?
The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA. The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA.
Who are the target customers for the diaspora accounts?
All Nigerians/Africans above 18 years living legitimately in foreign countries are welcome to open Diaspora accounts.
How can I open a UBA Diaspora account?
Diaspora accounts can be opened online by clicking the link:
https://aop.ubagroup.com.
What documents are required to open a diaspora account?
- Duly Completed Diaspora Account Opening Form via the Online.
- Means of Identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or Foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired.
- Proof of address (Utility bill for the last 2 months or Bank Statement for the last 6 months).
- Proof of source of funds (recent pay slip/ work id/ letter of reference from current bankers/ business registration documents if self-employed).
- 1 recent Passport photograph (for joint account holders, one recent passport for each signatory).
What electronic channels and services are accessible to Diaspora customers?
Beloware services and e-channels accessible to Diaspora account holders:
Debit card services: MasterCard and Visa Card (FCY and Naira denominated).
Electronic Channels: Internet banking, Mobile banking or Leo.
Also, customers with Naira and FCY account can request for a Dual Visa Card which enables linking both accounts to one card.
What is the opening balance for a Diaspora account?
What is the opening balance for a Diaspora account?
The opening balance is Zero.
Do I get interest on the diaspora account?
Yes, please. The interest rate for Diaspora Naira Savings is 7.425% while the Diaspora Domiciliary Account is at 0.10%.
How can I fund my diaspora accounts?
i. Transfer funds from your foreign Bank account into your UBA diaspora accounts using the swift codes. Click here to see transfer codes.
ii. Paying in Cheques and cash into Diaspora Naira Savings account and cash (foreign currency) into Diaspora Domiciliary account at any UBA Branch in Nigeria.
iii. Send money directly into UBA Naira Savings account using our money transfer partners. See money transfer partners.
Do I have access to Credit cards?
No, please.
Can corporate accounts be opened for Diaspora customers?
No, please. This service is limited to only individual account holders.
How much is SMS alert charges for the diaspora account?
Customers will be charged ₦4 and its equivalent in other currencies for transactions.
How can I get my internet banking log in detail on the diaspora account?
i) Customers can download the internet banking enrolment forms from the UBA website.
ii) Submit the filled forms to diasporasupport@ubagroup.com.
iii) The log in details (which includes the username and password) will be received via the customer’s registered email address for confidentiality.
How can I get a debit card/Token?
i) Customer fills the debit card/token and indemnity forms.
ii) Token costs ₦2,500.
iii) Naira Debit Card issuance fee is ₦1, 075 (VAT inclusive) with subsequent quarterly maintenance fee of ₦53.75
iv) Dollar debit Card costs ₦1, 075 or equivalent in Dollar and an annual maintenance fee $10 or its equivalent in other currencies will be charged.
v) Courier charge varies with location and the cost will be debited from customer’s account.
vi) All documents alongside the forms should be sent to diasporasupport@ubagroup.com.
How do I request for a Third party to pick up my Token/Card?
i) Customer fills the debit card/token and third-party indemnity forms.
ii) All documents alongside the form should be sent to diasporasupport@ubagroup.com
iii) This third-party customer visits the selected Branch with a valid ID card to pick up the token/debit card.
What is the UBA secure pass and how can I get it?
UBA Secure Pass is an alternative to the token which can be downloaded from the application store which is used in authorizing transactions and identity management on all UBA’s electronic channels like the Internet Banking, Mobile Banking and Leo which require authorization of transactions.
How much is a secure pass?
The secure pass is free.
How can I add a signatory on my account?
The customer fills the mandate form and provides intended signatory’s BVN, passport photograph and valid means of identification.
Can NRN customers lodge cheques and dividend warrants into their NRN account?
Yes, local cheques and dividend warrants can be lodged into the customer’s account through any of the bank branches in Nigeria.
UBA Diaspora Account
Non-resident Nigerians can open and operate a UBA account from anywhere in the world.
Features and Benefits
- Access to a naira loan up to ₦10 million.
- Account can be in Naira, Dollars, Pounds or Euros.
- Get a debit card shipped to you anywhere in the world (Customers with both Naira & Domiciliary accounts can request a dual currency debit card).
- Keep track of transactions via our digital channels.
- Make bill payments in Nigeria and top up airtime (Nigerian networks).
- Attractive interest rates at 7.425% for Naira accounts while Diaspora Domiciliary Account is 0.10%.
Requirements
- Duly Completed Diaspora Account Opening Form via the Online account opening page.
- A valid means of identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired.
- Proof of address {Utility bill for the last 2 months or Bank Statement for the last 6 months}.
- Proof of source of funds (recent pay slip/ work ID/ letter of reference from current banker/ business registration documents if self-employed).
- 1 recent Passport photograph {for joint account holders, one recent passport photograph for each signatory).
Get Started
Below are the steps to open a Diaspora account.
- Go to the diaspora online account opening page here and complete all necessary fields.
- Upload all required documents and submit.
- An account number will be generated and sent to you via email.
UBA Internet Banking
Our internet banking platform gives you access to your funds and allows you perform banking transactions safely and securely from anywhere around the world, you can do the following;
Features
- View your account balances and monitors your transactions.
- Transfer funds to UBA accounts and other bank accounts.
- Send funds to a branch for 3rd party pick up.
To register for UBA internet banking, complete and send Internet Banking and Indemnity forms to diasporasupport@ubagroup.com.
Debit Cards
UBA Debit Cards are accepted at over 30 million merchant locations and can be used at over 3 million ATMs worldwide. Customers have the option to request MasterCard or Visa Card Naira or Dollar denominated cards.
Features
- Make payments online and at merchant locations.
- It is valid for 3 years from the month of issue.
- It requires a Personal Identification Number (PIN) for all ATM and POS transactions.
- Cards can be delivered to any location worldwide at a fee.
BVN Registration
The Bank Verification Number (BVN) is an 11-digit unique identity for each individual across the Nigerian Banking industry. The BVN ensures you can engage securely in transactions at any Point of Banking operations in Nigeria.
Enroll for your BVN at appointed enrolment locations abroad.
See enrolment centres here.
