Quick Facts
Documents outlining UBA’s Profile at a Glance.
Explore UBA
We have a very clear vision – to be the best bank for customers. Our support of businesses continues to be recognised by many of the leading publications within the financial services industry.
Quick Facts
We are building Africa for the future
Customer-Centricity
- Strong 70% stable CASA Funding
- Relatively low 3.7% cost of fund
- Head room for lower Cof on growing retail African penetration
- Liquid balance sheet to take advantage of emerging opportunities
- Adequate BASEL II CAR of 20%
US $1.2 billion
UBA led a consortium of local banks to facilitate a syndicated facility for a joint venture between the National Oil Company in Nigeria, NNPC and a major international oil company
€234 million
Oil and gas financing deal with Societe Africaine de Ragfinage (SAR) of Senegal which underscored its capacity to fund big ticket transactions across Africa
Asset Creation And Control
- Over 3trillion balance sheet size
- Focused loan exposure to lower risk corporate and commercial market
- Bouquet and holistic financial solution to regional businesses
- Target to formalize the unbanked > USD30bn intra African trade
US $315 million
Facility to the government of Ghana for road projects on the strength of road fund levies domiciled with UBA Ghana
US $180 million
Facility to Delta Energy Zambia for the procurement and supply of petroleum products to marketing companies in Zambia
Profitability
- RoaE of 1.0%, ahead of peer average
- Notable upside to NIM, as asset yield rises an CoF moderates
- Moderating CIR of 59% benign outlook
- Profitability target built on sustainability and long term value creation
US $ 250 million
Crude prepayment facility for Democratic Republic of Congo-based Orion Oil representing the largest reported transaction structured by an African Investment bank in 2015 involving fresh capital within the African market
US $90 million
University of Dakar hostel construction project financed solely by UBA Senegal – African capital, building African infrastructure for African education